Sunday 31 March 2013

Watch You Tube without buffering on Slow Internet.

22:13  AMIT KUMAR  No comments

To overcome the slow internet problem, YouTube bring new option  'feather_beta'. This is an opt-in beta for "Feather" support on YouTube. The "Feather" project is intended to serve YouTube video watch pages with the lowest latency possible. It achieves this by severely limiting the features available to the viewer and making use of advanced web techniques for reducing the total amount of bytes downloaded by the browser. It disables all the button the you tube like share button, add to or the like button etc. Even the suggested videos towards the right side will not be loaded completely.
 
To activate this on your browser  go to : www.youtube.com/feather_beta and click on the Join the "Feather" Beta.

Enabling Start Menu in Windows 8 Desktop

22:11  AMIT KUMAR  No comments

Not exactly "Start Menu" but Toolbar which is works like "Start Menu" :

 1.       Right click on taskbar
 2.       Select Toolbars
 3.       Select New Toolbar
 4.       Give it this folder path: C:\ProgramData\Microsoft\Windows\Start Menu\Programs

 

Your provident fund savings all set to fetch higher returns from 2013-14

21:54  AMIT KUMAR  No comments

NEW DELHI: You can expect your provident fund savings to earn better returns from 2013-14, though small savings instruments like national savings certificates will deliver lower returns from April 1.

The Employees' Provident Fund Organisation (EPFO) will adopt a new investment pattern from the coming financial year, junking its archaic investment norms that have remained unchanged since 2003 and have been blamed for the falling returns on EPF savings in the last two years.
In 2011-12, over Rs 6 crore EPF members were paid 8.25% on their retirement savings. For 2012-13, a return of 8.5% has been declared though the finance ministry is yet to ratify the payout.
By contrast, PPF savings earned 8.8% this year and will earn 8.7% in 2013-14. The labour ministry has decided to modify EPFO's investment norms to boost returns on its Rs 5,00,000 crore corpus and stave off persistent criticism from stakeholders and the finance ministry over EPF returns being lower than high inflation rates and the comparable returns of 10%-14% offered by the New Pension Scheme run by the Pension Fund Regulatory and Development Authority.
The EPFO was hurtling into an investment crisis and its income was expected to fall to 8% by 2017-18, if it had maintained status quo. Though its corpus has been increasing, EPFO's investment avenues haven't grown, even as it faces increased competition from foreign institutional investors and domestic financial institutions in the bond market.
Under the new norms, EPFO can invest its corpus in bonds issued by eight new blue chip private sector firms such as Reliance IndustriesBSE -1.24 % and Larsen and ToubroBSE 2.09 %. Eight more firms, which include Tata Consultancy Services, Infosys Technologies, WiproBSE 0.31 % and Ambuja CementsBSE 2.85 %, could also qualify for fresh bond investments.
This will significantly expand the universe of private firms that EPFO can invest in, which currently only includes seven firms — HDFCBSE 0.38 % Bank, LIC Housing FinanceBSE 1.63 %, ICICI BankBSE 2.37 %, Infrastructure Leasing and Finance Services LtdBSE 0.00 %, Axis BankBSE 0.53 %, HDFC and IDFCBSE 2.79 %.
To improve its returns from PSUs bonds, the EPFO has changed the tenure limits for such securities so that it can lock into better returns for a longer period. The maximum tenure for AAA-rated PSUs has been raised from 15 years to 25 Years, and from 8 years to 15 Years for AA-rated PSUs. AAA ratings denote the highest level of safety for bond investments.
Rating agency Crisil reckons that changes in norms for private sector firms' bonds would boost EPF earnings by over Rs 3,000 crore in next 10 years. Similarly, allowing longer-term investments in public sector bonds would boost its income by over Rs 7,700 crore over the next decade.
Income from plain vanilla government bonds would also go up, as the PF office will now be able to deploy upto 55% of its fresh inflows into state government bonds that deliver higher returns than central government securities, where 70% of its annual corpus is currently parked. Nearly 90% of EPFO's private bond investments were concentrated in banks, as on December 2012.
Even among public sector bonds, banks accounted for 53% of EPFO investments while other firms accounted for just 35%. With new bond issuances from public sector firms being limited, it has been forced to park money in banks' term deposits.
The RBI's implementation of Basel III capital regulations also creates the problem that new bond issues from banks will have an equity convertibility clause. The EPFO has steadfastly opposed equity investments, though finance ministry has opened the stock market window for PFs since 2005.
Source :http://economictimes.indiatimes.com, 30 March, 2013

POSB Interest Calculator

21:45  AMIT KUMAR  No comments

POSB Interest Calculator


(Last updated - 01/04/2013)
 
Click Here to Download
Features in this File:
Updated on 01/04/2013:
  • New Interest rates w.e.f. 01/04/2013 configured for all schemes. 
  • Old interest rates can also be calculated by entering the concerned Date of opening 
  • RD PMC Calculator can be downloaded from RD "View More" link
  • "Print tables/Forms" link is provided in Main calculator page to Print Ready reckoner tables for RD/TD/MIS and Pamphlet, Forms.
Updated on 06.11.2012:
  • Validation for KVP Date of Purchase (Now Date can be entered only from 01.03.2003 to 30.11.2011)
  • Feedback form modified.
Updated on 31.10.2012
  • Option for Entering Date of Opening of Accounts
  • Their Respective Maturity/Interest Amounts, A/c periods, Date of maturity,etc.,
  • Current status of A/c for Closure/PMC/extn., etc.,
  • Reduced Int. for TD, Bonus, Deductions, PMI details,etc.,
  • KVP discharge value calc,
  • SB,PPF,PMI calc,
  • PPF approx maturity value calc,
  • Easy Initialisation of Interest rates for schemes, if changed...
  • Option to download the latest excel calculator (if any), right from this excel file itself...  

New set of Commemorative Postage Stamps on GPO Buildings.

21:43  AMIT KUMAR  No comments

Postage stamp, begun as a piece of paper in token of receipt of postage, has assumed additional functions. It is a mode of commemorating, celebrating and promoting national heritage and events, it plays a great role as an ambassador, a brand image of postal administration and a statement of sovereignty of a nation. After independence, the medium of postage stamps was initially used to highlight the country's achievements in science and technology as well as its socio-economic Development by depicting themes like the Five Year Plans, Steel Plants, Dams etc. Subsequently, the country's rich cultural and natural heritage came to be showcased and many beautiful stamps were issued in thematic sets on art, architecture, crafts maritime heritage, science, technology, defence and cinematic. Great leaders of national and international standing have also been honoured with commemorative stamps, the most prominent being Mahatma Gandhi, the Father of the Nation has been honoured with commemorative and definitive stamps. Personalities, who have made immense contributions in areas like painting, literature, science, music, social upliftment etc.have also been honoured.
Commemorative stamps are issued, as the name suggests, to commemorate important events, prominent personalities in various fields, aspects of nature, beautiful or rare flora and fauna, environmental issues, agricultural activities, national/international issues, games etc. These stamps are only available at Philatelic Bureaux and counters or under the Philatelic Deposit Account Scheme. They are printed in limited quantities.  
On 5/4/2013, Department of Posts is releasing new set of commemorative postage stamps on the occasion of completion of 100 years of GPO buildings Mumbai GPO, Agra GPO and others.
Source : Indiapost.gov.in
Via : http://postalinspectors.blogspot.in
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