Tuesday 24 July 2012

SB Aptitude Test: Question Papers ( year 2009 )

DEPARTMENT OF POSTS, INDIA
Kerala Circle

Savings Bank Aptitude Test – 2009
(With the aid of books)

Time: 3 hours                                                                                       Max Marks: 100

Attempt all questions.
All questions carry 20 marks each.

1. Write short notes on any four of the following:
       a. SB 26 Receipt
       b. Accounts opened in contravention of rules.
       c. POSB Identity card
      d. Yearly list of Unclaimed Certificates
      e. Authorized Agent Receipt Book.

2. What are the provisions in the Savings Bank Act regarding payment on death of depositor?

3. What are the provisions for Defaults in deposits and advance deposits in RD Accounts? What are the provisions for continuation of account beyond maturity period?

4. Explain the procedure for santion of loan under the Public Provident Fund Scheme? What are the provisions on repayment of loan and interest?

5. What is the procedure for accounting of cheques realized in payment for NSCs in Head Offices and Sub Offices?

Details with Syllabus and Suggested book of Post Office Savings Bank Aptitude Test

Syllabus for Savings Bank Aptitude Test


Paper - I

Marks-100

Time-2 Hours

Total No. of Questions-50

Qualifying Marks:- 50%

Note:- The examination will be held with the aid of books approved by the department. All the questions will be objective type with four options. The candidate has to choose the correct option as per his knowledge and quote the rule from the books approved for the examination to support his/her decision.

Syllabus:-

Acts

(1) Government Savings Bank Act 1873 (amended from time to time)

(2) Government Savings Certificates Act 1959 (amended from time to time)

(3) Public Provident Fund Act 1968 (amended from time to time)


Statutory Rules

(1) Post Office Savings Bank General Rules 1981 (amended from time to time).

(2) Post Office Savings Account Rules 1981 (amended from time to time).

(3) Post Office Recurring Deposit Rules 1981 (amended from time to time).

(4) Post Office Time Deposit Rules 1981 (amended from time to time).

(5) Post Office Monthly Income Account Rules 1987(amended from time to time).

(6) Public Provident Fund Scheme Rules 1968 (amended from time to time)

(7) National Savings Certificate (VIII Issue) Rules, 1989 (amended from time to time).

(8) Kisan Vikas Patras Rules, 1986 (amended from time to time).

Procedure

(1) All procedural rules of POSB Manual Vol-I and II.
(2) All SB Orders issued from 1.1.2007 onwards.

Approved Books

(1). POSB Manual Vol-I or Compilation of POSB Manual Vol-I

(2) POSB Manual Vol-II or Compilation of POSB Manual Vol-II

(3) POSB Manual Vol-III or Compilation of POSB Manual Vol-III or Handbook on Government Small Savings Schemes

Eligibility Criteria:- All Postal Assistants who have completed one year’s service on 30thJune or 31st December of the year in which test is conducted shall be eligible to appear. Test will be conducted twice in a calendar year i.e in the month of February and August. Candidates who have completed one year’s service as on 31st December shall be eligible for appearing in the test to be held in February and those who have completed one year’s service as on 30th June shall be eligible for appearing in the test to be held in August. There will be no restriction on number of times a candidate can appear.

Setting up of paper and venue:- Test will be conducted by the circle. Date, time and venue will be decided at circle level and circulated at least 30 days before the scheduled date. Setting up of paper will be done at the level of Postal Training Centre. Chief Postmaster General of the circle shall decide the name of Postal Training Centre from which the Paper will be got set. A blank line is required to be provided after 4 options in each question to mention the Rule in support of the answer. Evaluation of the papers shall also be got done from the same PTC. Result will be declared by the circle. Successful candidates shall be posted in the branches pertaining to POSB/SC in post offices/divisional offices/regional offices and circle office. If surplus candidates qualified, a list of such candidates may be prepared in the preference of marks obtained in the test and they shall be posted in the SB/SC branches as and when required.


SB Aptitude Test Eligibility Criteria.......

SB Aptitude Test Eligibility Criteria:-

1. All Postal Assistants who have completed one year’s service on 30th June or 31st December of the year in which test is conducted shall be eligible to appear.

2. Test will be conducted twice in a calendar year i.e in the month of February and August.

3. Candidates who have completed one year’s service as on 31st December shall be eligible for appearing in the test to be held in February and

4. Those who have completed one year’s service as on 30th June shall be eligible for appearing in the test to be held in August.

5. There will be no restriction on number of times a candidate can appear.

CENTRAL CIVIL SERVICES (CONDUCT) RULES 1964 QN 1 TO 35

MODEL QUESTIONS FOR IPO EXAM PAPER II

CENTRAL CIVIL SERVICES (CONDUCT) RULES 1964
1.         CCS Conduct Rules come into force on
            a)         1965                                       b)         1964
            c)         1956                                       d)         None of these                                    Ans:b
2.         CCS Conduct Rules apply to
a)                 Every person appointed to a civil service
b)                 Every civilian in defense service
c)                  Both A & B
d)                 None of these                                                                                                Ans:c
3.         CCS conduct Rules not apply to
a)                 A member of All India Service
b)                 A holder of any post in respect of which the president has, by a general or special order
c)                  A Railway servant as defined in Section 3 of the Indian Railways act 1890
d)                 All the above                                                                                                  Ans:d

4.         Short title, commencement and application defined in _____ of CCS conduct rules.
            a)         Sec 2.                                                 b)         Sec 3.
            c)         Sec 1                                                  d)         Sec 4                                      Ans:c
5.         Definitions defined in  ______of CCS Conduct rules
            a)         Sec 2.                                                 b)         Sec 3.
            c)         Sec 1                                                  d)         Sec 4                                      Ans:a
6.         Government means in CCS Conduct Rules
            a)         State government                              b)         Central government
            c)         Both A & B                                         d)         None of these                        Ans:b(2)
7.         Every government servant shall at all times-
            a)         Maintain absolute integrity              
b)         Maintain devotion to duty
            c)         Do nothing which is unbecoming of a government servant
            d)         All the above                                                                                                  Ans:d(3)
8.         In sec 3-A of CCS Conduct rules explained
           
a)                 Observance o Government’s policies
b)                 Prohibition of sexual harassment of working women
c)                  Promptness and Courtesy
d)         All the above                                                                                                  Ans:c

9.         No Government servant shall-
a)                 In the performance of his official duties, act in a discourteous manner
b)                 In his official dealings with the public or otherwise adopt dilatory tactics or willfully cause delays in disposal of the work assigned to him
c)                  Both the A & B
d)                 None of these                                                                                                Ans:c(3-A)
10.       Observance of Government’s policies defined in ____of CCS Conduct rules
            a)         Sec 3-A                                              b)         Sec 3-B
            c)         Sec 3-C                                              d)         Sec 3-D                                  Ans: b
11.       Prohibition of sexual harassment of working women defined in __of CCS Conduct rules
            a)         Sec 3-A                                              b)         Sec 3-B
            c)         Sec 3-C                                              d)         Sec 3-D                                  Ans: c
12.       For the purpose of Sec 3-C of these rule “sexual harassment” includes such unwelcome sexually determined behavior whether directly or otherwise as:-
a)                 Physical contact as advances
b)                 Demand or request for sexual favors
c)                  Sexually colored remarks
d)                 Showing any pornography; or any other unwelcome physical, verbal or non-verbal conduct of a sexual nature
e)                 All the above                                                                                                  Ans:e(3-C)
13.       Mark the correct option
a)                 Govt servant who may be convicted in a criminal court to inform his official superiors of the fact of his conviction and the circumstances
b)                 Failure ton the part of any Govt servant so to inform his official superiors will render him liable to disciplinary action on this ground alone
c)                  Govt servant who may arrested for any reason to intimate the fact of his arrest and the circumstances connected therewith to his official superior promptly even though he might have subsequently been released on bail.         
d)                 All the above                                                                          Ans:d(3Govt decisions1-2)
14.       Mark the incorrect option
a)                 To joining educational institution by Govt servants outside normal office hours should be take prior permission before joining educational institutions or courses  of studies for universities degree
b)                 Participation in Shramadan organized by govt department or the Bharath sevak samaj can be permitted
c)                  Participation in shramadan or bharat sevak samaj such activity does not interfere with the performance of this official duties
d)                 None of these                                                                        Ans:d(3Govt decisions4-6)

15.       The following activities are requiring permission/sanction
a)                   To enroll as member of St. John Ambulance brigade
b)                   To join territorial Army
c)                    To join foreign language classes conducted by indo-foreign cultural organization
d)                   All the above                                                             Ans:d
16.       The following act, conduct and commissions of a Government servant amount to misconduct:-
a)                 If the act or conduct is prejudicial or likely to be prejudicial to the interests of the master or to the reputation of the master
b)                 If the act or conduct is inconsistent or incompatible with the due or peaceful discharge of his duty to his master
c)                  If the act or conduct of a servant makes it unsafe for the employer to retain him in service
d)                 All the above                                                                          Ans:d
17.       The following omissions of a Government servant amount to misconduct :-
a)                 Willful insubordination or disobedience, whether alone or in combination with others, to any lawful and reasonable order of a superior
b)                 Habitual late attendance
c)                  Habitual absence without permission and overstaying leave
d)                 Conviction by a criminal court
e)                 All the above                                                                          Ans:e
18.       Employment of near relatives of Government servants in companies or firms defined in ____of CCS Conduct rules.
            a)         Sec 3                                      b)         Sec 4
            c)         Sec 5                                      d)         Sec 6                          And:b
19.       Mark the correct option
a)                 No Govt. servant shall use his position or influence directly or indirectly to secure employment for any member of his family in any company.
b)                 A Govt. servant shall, as soon as he becomes aware of the acceptance by a member of his family o an employment in any company or firm, intimate such acceptance to the prescribed authority.
c)                  Both A & B
d)                 None of these                                                                        Ans:c(4)
20.       Elections defined in _____of CCS Conduct rules
            a)         Sec 3                                      b)         Sec 4
            c)         Sec 5                                      d)         Sec 6                          And:c
21.       Mark the incorrect option
a)                 A Govt. servant qualified to vote at such election may exercise his right to vote.
b)                 A Govt servant shall canvass or otherwise interfere with or use his influence in connection with or take part in an election in legislature election only
c)                  Govt servant endeavour to prevent any member of his family form taking part in elections.
d)                 None of these                                                                        Ans:b
22.       The following action by a Govt servant does not amount of contravention of rule 5(4)
a)                 Making normal arrangement during election tours o ministers to enable them to carry out their responsibilities as ministers.
b)                 Arrangements by district officer for affording normal courtesies and security to Ministers on their visits connected with election campaign.
c)                  A only
d)                 All the above                                                                          Ans:d
23.       Mark the correct option
a)                 Prior permission is required to join Bharat sevak samaj
b)                 Participation of Govt servants in the Indo-Foreign cultural organizations to be avoided
c)                  Mere intimation sufficient to join samyukta sadachar samiti
d)                 Prior permission necessary to join foreign language classes conducted by Indo-foreign cultural organizations.
e)                 All the above                                                                          Ans:e
24.       Joining of Associations by Government servants defined in _____of CCS Conducts rules
            a)         Sec 3                                      b)         Sec 4
            c)         Sec 5                                      d)         Sec 6                          And:d
25.       Demonstration and Strikes defined in _____of CCS Conducts rules
a)         Sec 7                                      b)         Sec 4
            c)         Sec 5                                      d)         Sec 6                          And:a
26.       Strikes includes
           
a)                 Mass abstention from work without permission
b)                 Refusal to work overtime where such overtime work is necessary in the public interest
c)                  Resort to practices or conduct which is likely to result in or results in the cessation or substantial retardation o work in any organization. What are called go-slow, sit-down, pen-down, stay-in etc
d)                 All the above                                                                          Ans:d

27.       Connection with press or other media defined in _____of CCS Conducts rules
a)         Sec 8                                      b)         Sec 7
            c)         Sec 9                                      d)         Sec 10                                    And:a
28.       Criticism of Government defined in _____of CCS Conducts rules
a)         Sec 8                                      b)         Sec 7
            c)         Sec 9                                      d)         Sec 10                                    And:c
29.       Criticism of Govt means and includes
a)                 Which has the effect of an adverse criticism of any current or recent policy or action of the Central Government or a State Government
b)                 Which is capable of embarrassing the relations between the Central Govt. and the Government of any State
c)                  Which is capable of embarrassing the relations between the central government and the Government o any foreign state
d)                 All the above                                                                                      Ans:d
30.       Evidence before committee  defined in _____of CCS Conducts rules
a)         Sec 8                                      b)         Sec 7
            c)         Sec 9                                      d)         Sec 10                                    And:d
31.       Rule 10 of CCS Conduct rules not apply to:-
a)                 Evidence given at an enquiry before an quthority appinted by the Govt, Parliament or a State Legislature
b)                 Evidence given in any judicial enquiry
c)                  Evidence given at any departmental enquiry ordered by authorities subordinate to the government
d)                 All the above                                                                                      Ans:d
32        Rule 11 of CCS Conduct rules explained
a)                 Evidence before committee           
b)                 Unauthorized communication of information
c)                  Election
d)                 Gift                                                                                                      Ans:b
33.       Unauthorized communication of information means and include:-
a)                 To which he is not authorized to have access.
b)                 Which he is not authorized to keep in his personal custody
c)                  Both A & B
d)                 None of these                                                                                    Ans:c

34.              Subscription includes
a)         Contributions                         b)         Funds
c)         Collection in cash                  d)         All the above                          Ans:d(12)
35.       Gift defined defined in _____of CCS Conducts rules
a)         Sec 11                                    b)         Sec 12
            c)         Sec 10                                    d)         Sec 13                                    And:d(13)
(Prepared by AB Kantharaja, Mobile 08969822340 http://abkantharaja.blogspot.in)

Register/ Deregister through IVR/ SMS


Register/ Deregister through IVR/ SMS


You can register for the fully blocked category in which no commercial call or SMS will be allowed or for the partially blocked category where u will not receive any commercial call but will receive SMS on categories(s) that you opt for.

THROUGH IVR

Call 1909 (toll free) and select preference required for activation/deactivation (Full DND/Partial DND)

TO REGISTER THROUGH SMS

·         To opt for the fully blocked category, send SMS “START 0” to1909 .
·         To opt for the partially blocked category, send SMS “Start
For e.g. “START 1” for receiving SMS relating to Banking / Insurance / Financial Products /Credit cards·
If u want to choose more than 1 category send START 1,2 to1909
1. Banking / Insurance / Financial Products /Credit cards 2. Real Estate 3. Education 4. Health 5. Consumer goods and automobiles 6. Communication / Broadcasting / Entertainment / IT 7. Tourism and Leisure



TO DE- REGISTER THROUGH SMS

·         for the fully blocked category, send SMS “STOP 0” to 1909.

Note:Your request for registration on the NATIONAL DO NOT CALL REGISTRY will be given effect to in 7 days from the date of request

CAG NOTIFIED THE GROUP B STATUS - WHEN OUR TURN COME??

CAG NOTIFIED THE GROUP B STATUS - WHEN OUR TURN COME??

The Gazette of India : May 5, 2012 (Part II- Sec. 3(ii)) notified the classification of all posts in Pay Band 2 with Grade Pay of Rs. 4200 or corresponding thereof in Indian Audit and Accounts Department as Group B. AIPAEA is requesting the authorities concerned  for the last two years to implement the DOP&T and DOP orders granting the Group B status to the Senior Accountants working in the Postal Accounts. Without any further delay by correspondence, at least now PA wing should implement DOP Lr.No.4-4/2008-PCC Dated23-04-2009 and subsequent Corrigendum  issued by DOP vide PC Cell lr. of eve no . Dt. 04-05-2009. 


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